Retirement: Medical

As a state retiree, you and your eligible dependents receive health insurance benefits through the State Employee Group Insurance Program (SEGIP).

You can continue your medical insurance as a retiree.
You must make a decision at the time you retire whether you want to continue your insurance coverage. If you choose not to continue coverage, you cannot enroll at any time in the future.

• When you retired and became eligible to continue your participation in SEGIP’s Retiree Plans, your eligible dependents were also able to maintain coverage.
• Please note that if you and your dependents are all under age 65, you must all enroll in the same plan with the same plan administrator. If you and your spouse or dependents are in different age groups (one is age 65 or older; one is under age 65) or you have other insurance eligible dependents under age 65, you must select plans appropriate by age group. Both age appropriate plans must be offered by the same plan administrator.

• If you have maintained coverage for a dependent child who reaches age 26, contact SEGIP prior to their 26th birthday to ensure that a COBRA offer will be provided to your dependent.

Retirees under age 65

• Summary of Benefits - This document provides a description of the medical coverage available to SEGIP members through the Minnesota Advantage Health Plan.
  
• Schedule of Benefits - A chart outlining benefits, coverages, and copay amounts.
  
• FAQ – Related SEGIP Participants - These FAQs have information for family members who are each eligible for their own individual SEGIP benefits, but are interested in being covered under one family policy.

• This pilot program aims to reduce health risks and promote effective management of diabetes.
• Adult participants diagnosed with type I or type II diabetes will receive high-value medical services associated with diabetes for reduced costs or no copays.
• There is no enrollment process and reduced copays occur when visits or diabetic medications or testing supplies are received.
  

Retirees over age 65

• Blue Cross and Blue Shield of Minnesota offers the Coordinated Plan
  
• HealthPartners offers HealthPartners Medicare Group Solution

You may receive information about other plans offered by some of the same insurance companies or plan administrators that offer the plans we have just listed. Be cautious. Plans not listed are not state sponsored. If you enroll in a plan that is not state sponsored, you forfeit your membership in the State Employee Group Insurance Program (SEGIP) and will never be able to re-enroll in the state group medical insurance.

The Advantage plan administrator that you have in place when you turn age 65 determines the senior plan that you will be eligible to enroll with for the remainder of that year.