SECU belongs to its members, and our members' voices matter.
Open a Share Account to establish SECU membership, grow your savings, and gain access to a wide range of products and services.
Access your money where and when you need it and earn dividends with an SECU Checking Account. Move money, pay bills, set up account alerts, and more.
An SECU Visa Credit Card is a top choice for purchases and balance transfers. Plus, convenience and security features come standard.
Explore a range of options that fit your budget, timeline, and goals. Members get competitive rates and outstanding personalized support.
Confidently navigate choices, whether you’re buying a first home, refinancing, or tapping into equity. Members get the care and support they need to put home goals into focus.
Every member is an owner with a voice and a vote. Let yours be heard.
Your vote helps determine the governing body of your Credit Union and allows you to help shape SECU’s future.
Our SECU Board of Directors is responsible for setting and overseeing our strategic direction.
Higher deposit rates, fewer fees, more services, and improved lending. Read the full update from your President and CEO.
180,000+ ratings on the Apple App Store
Stay in the knowEasily track and monitor your accounts through notifications and alerts.
Your money, your wayConveniently transfer funds, make deposits, apply for a loan, and perform loan advances.
Security and privacy firstWe help safeguard your online SECU footprint.
Limited-time Special Share Term Certificate: 5.10% APY 1 for 9 months
Members share how we’re serving our members and communities of North Carolina.
“SECU really took care of me. They didn’t just want to give me a loan and send me on my way. They worked with me to find the loan term and the rate that made sense for my situation and then walked me through the entire process: how to set up payments, what to expect, and how to use my new loan the right way. They empowered me to make a smarter decision for me. I’ve never been treated like that by a bank or anywhere else.”
Evanie C., SECU member
“They made the loan process incredibly simple. From exactly what to apply for, to how to pay it off, they listened to us and helped us. They’re friendly people and it always feels like more than walking into a branch. I consider them friends. I’d tell any teacher to go straight to the Credit Union. I’ll even drive them!”
Linda A., SECU member
“It’s a small-town feel when I walk into a branch. They say hi, and they know my name and I know their names. When we need help, they’ve always pointed us in the right direction and been very direct in what our available options are. They don’t push anything; they just make sure we can make the right decision that makes sense for us. Their rates, their support, and how they make you feel really can’t be beat.”
Heidi J., SECU member
1. APY is accurate as of 6/13/2024. The minimum balance to earn interest on Share Term Certificates (STCs) is $250. Interest accrues as simple daily interest. Rates are fixed for the term of certificate and are determined by the length of the term. Rates on new STCs are subject to change daily without notice. Penalties may apply for early withdrawal of funds. Fees may reduce the earnings on the account. Interest cannot remain on account and payout of interest is mandatory for non-compounding STCs. For any STC initially offered with a promotional or special rate and term that is designated to renew, the STC will automatically renew/convert to a 12-month STC at the then-offered rate.
State Employees’ Credit Union conducts all member business in English. All origination, servicing, collection, marketing, and informational materials are provided in English only. As a service to our members, we will attempt to assist those who have limited English proficiency where possible.
SECU will not ask for personal information such as online credentials, account numbers, or card numbers via email, voice or text messaging.
©2024 State Employees' Credit Union
You are now leaving the Credit Union website. The website you are entering is not affiliated with or controlled by the Credit Union and may have different terms, conditions and privacy and security policies than the Credit Union. The Credit Union does not provide, guarantee, endorse, or assume responsibility for any content, products or services that may be provided by the website you are entering. If you decide to access this website, you do so entirely at your own risk and subject to the terms and conditions of use on such website.
Please be advised that State Employees' Credit Union is responsible for the content we post to our social media sites. For more detailed information, please review our Terms of Use: Website and Social Media Accounts.
You are now leaving the Credit Union website. The website you are entering is not affiliated with or controlled by the Credit Union and may have different terms, conditions and privacy and security policies than the Credit Union. The Credit Union does not provide, guarantee, endorse, or assume responsibility for any content, products or services that may be provided by the website you are entering. If you decide to access this website, you do so entirely at your own risk and subject to the terms and conditions of use on such website.
The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending are available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the consumer Financial Protection Bureau's website (www.consumerfinance.gov/hmda). HMDA data for many other Financial institutions are also available at this website.
You are now leaving the Credit Union website. The website you are entering is not affiliated with or controlled by the Credit Union and may have different terms, conditions and privacy and security policies than the Credit Union. The Credit Union does not provide, guarantee, endorse, or assume responsibility for any content, products or services that may be provided by the website you are entering. If you decide to access this website, you do so entirely at your own risk and subject to the terms and conditions of use on such website.
The website you are accessing is for clients of Credit Union Investment Services, Inc. (CUIS), an Investment Adviser registered with the State of North Carolina. CUIS offers investment advisory services to North Carolina residents. Securities are offered through SECU Brokerage Services, Inc., Member FINRA / SIPC. Investments are not NCUA insured, are not guaranteed by or obligations of any credit union or its affiliates, and may lose value including the principal amount invested.
The website you are accessing is maintained by a third party that CUIS has engaged to provide online access (the CUIS Portal) to information about your investment accounts with CUIS. The third party’s website presents its own terms, conditions and privacy and security policies, which may differ from those of the Credit Union.
If you have not yet registered for the CUIS Client Portal, please contact your investment representative or our Financial Advisory Services Contact Center at (800) 451-5467 so that we may invite you to register.
